HRA Exemption Calculator
Calculate your tax-exempt House Rent Allowance (HRA) under Section 10(13A) with this free HRA calculator. Enter your basic salary plus DA, the HRA you receive, and the rent you pay to see how much of your HRA is exempt from tax.
Your HRA exemption is the least of three values: the actual HRA received, rent paid minus 10% of basic salary, or 50% of basic (metro) / 40% (non-metro). HRA exemption applies under the old tax regime only.
HRA exemption
₹1,80,000
exempt from tax (Old Regime)
Least of the three
HRA exemption under Section 10(13A) applies to the Old Regime only (not the New Regime). Estimate only — confirm with your employer or a CA.
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Analyze my statement freeFrequently asked questions
How is HRA exemption calculated?
HRA exemption is the least of: (1) actual HRA received, (2) rent paid minus 10% of basic salary plus DA, and (3) 50% of basic for metro cities or 40% for non-metro cities. This calculator works out all three and picks the lowest.
Can I claim HRA in the new tax regime?
No. The HRA exemption under Section 10(13A) is available only under the old tax regime. If you opt for the new regime, you cannot claim HRA exemption.
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