HDFC Bank · 6 min read
HDFC Credit Card: MyCards Login, Apply Online & Customer Care Number
How to use HDFC MyCards to log in, apply for an HDFC Bank credit card online, check status and reach HDFC credit card customer care. Plus how to read your statement.
If you have an HDFC Bank credit card, ‘HDFC MyCards’ is the quickest way to manage it — view your statement, check your available limit, pay your bill, and convert spends to EMI. This guide covers HDFC MyCards login, how to apply for an HDFC credit card, customer care numbers, and how to actually understand your statement.
HDFC MyCards login (my card / my cards HDFC)
HDFC MyCards is HDFC Bank’s dedicated credit card portal. To log in:
- Visit the HDFC MyCards portal at mycards.hdfcbank.com.
- Enter your credit card number and the OTP sent to your registered mobile number.
- You’ll see your current balance, available limit, statement, reward points and EMI options.
MyCards vs NetBanking
You can also manage your card inside HDFC NetBanking and the HDFC Bank mobile app. MyCards (mycards.hdfcbank.com) is the fastest if you only want to check or pay your credit card without full net banking access.
How to apply for an HDFC Bank credit card
- Go to hdfcbank.com and open Cards → Credit Cards.
- Compare cards (lifestyle, travel, fuel, shopping, premium) and check eligibility.
- Click ‘Apply Now’, enter your PAN, income, employment and contact details, and complete KYC.
- Existing HDFC Bank customers often see pre-approved offers in NetBanking or the app for instant approval.
How to check your HDFC credit card application status
- Use the ‘Track Application / Know Your Application Status’ tool on hdfcbank.com.
- Enter your application reference number or registered mobile/PAN as prompted.
- Or call HDFC credit card customer care for an update.
HDFC credit card customer care number
The authoritative number is on the reverse of your card and on your statement. HDFC Bank also publishes phone-banking numbers for credit cards:
| Purpose | Number (verify on hdfcbank.com) |
|---|---|
| HDFC credit card customer care | 1800 202 6161 / 1860 267 6161 |
| HDFC Bank PhoneBanking | Number on the back of your card / hdfcbank.com |
Beware of fake ‘HDFC customer care’ numbers
No bank will ever ask for your full card number, CVV, PIN, OTP, or expiry date over a phone call, SMS, email, or WhatsApp. If anyone does, it is a scam — hang up and report it. Search results and social media often list fake numbers — only trust the number on hdfcbank.com or the back of your card.
Logged into MyCards and downloaded your statement? Upload the PDF to LabhPay to instantly see your HDFC finance charges, GST, EMIs and recurring subscriptions — and exactly how much paying only the minimum due would cost you.
Analyze my statement freeHow to read your HDFC credit card statement
An HDFC statement lists your total amount due, minimum amount due, payment due date, finance charges, and your transactions. Pay the total amount due by the due date to avoid interest; the minimum due only keeps the card current while interest accrues on the balance. LabhPay decodes every line — including hidden finance and GST charges — in a few seconds.
Frequently asked questions
What is HDFC MyCards?
HDFC MyCards (mycards.hdfcbank.com) is HDFC Bank’s dedicated credit card portal where you can view your statement and available limit, pay your bill, redeem reward points and convert spends to EMI, by logging in with your card number and an OTP.
What is the HDFC credit card customer care number?
HDFC Bank’s commonly published credit card helpline numbers are 1800 202 6161 and 1860 267 6161. The most reliable number is always the one printed on the back of your card and on your statement — confirm on hdfcbank.com.
How do I apply for an HDFC Bank credit card?
Visit hdfcbank.com → Cards → Credit Cards, compare cards, click Apply Now, and complete the form and KYC. Existing customers may have pre-approved offers in NetBanking or the mobile app.
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